This form of worship is as taught by Sri Harish Johari author of several books on Astro gemology, ayurvedic cooking etc. He is a well-known Tantrik and good friend of mine. This is as taught by him, practiced by me and several hundreds or even thousands of people in US and outside India and always produced great results. (I say this without any hesitation).
The first part most will agree, but the second part of the worship is where some have problems with. This can be done on any Friday or Thursday at "Go Dhulika lagnam".That is done either in the time of sun rise or sunset. Everything worn is yellow including the clothes the worshippers wear and the cloth on which either the Vigraha or Yanthra is placed. The picture of the Sri Laksmi should have 2 elephants with tusks up. The elephants should be at the leg level and not high up. The Sari color of Sri Lakshmi is again yellow. This picture is difficult to obtain as most of the pictures Sri Lakshmi is shown wearing Red sari. (I used water colors or Photoshop).
The second part: This is one some people have problems with. Write on a piece of paper all your assets i.e. Sthirasthi and charasthi (lands, houses, stocks, jewelry, present income from salary of business etc.). Say to Sri Sri Lakshmi "This is all yours" for each Item (Idam Na mama)"Everything is yours and nothing is mine I am only a custodian". Make a commitment any additional income you get than present you will happily spend a percentage as a charity to the needy. (This is not giving money to some temple or one wife sister in law or to some relatives).
Make an honest agreement with your heart and fulfill commitments every month after checking your finances. Usually people herein USA make 5 to 10 percent of extra gains. 90 % is yours to keep why stingy?
Some Ideas are feeding deaf and dumb, blind people giving money to old age homes, funding pretha dahanam (cremation expenses for the poor etc. One year I went to India and I saw the place where my father was cremated. Pigs and dogs were roaming in that place I told them and my friends I will fund constructions of platforms for burning the body, a shed, a room for the people to change cloths after dahana karma kanda and taking shower etc. Even my good friends give it to some temple. And though they never heard of it, I did not listen to them. I asked a friend of mine to collect some information. He found a couple of slokas which says by building a burial ground and helping people pretha dahanam (final rites) Kethu and some other plants will be pleased and give many boons. Then few others came forward.
Making Shree Lakshmi as a partner in your prosperity
This form of worship is as taught by Sri Harish Johari author of several books o
Mahalaxmi - The Goddess of Wealth & Fortune Goddess Mahalaxmi Goddess Laxmi , al